Got a Ticket? What should I do about my insurance now?

Why me?

I think we can all agree no one in history has gotten a ticket without leaving a bitter taste in one mouth. Followed by a worry about your insurance costs.

Market research studies have found that car insurance premiums can climb by as much as 96% after a single moving violation on average nationwide. While this sounds scary, it is vitally important to talk to your experienced agent about how your unique violation may impact your policy premium.

We here at Blankit pride ourselves on being your personal independent agent with all the knowledge and all the insurance options you will ever need. We are here to educate you and afford you with all your options possible on your policy and the effects a ticket may have.

tickets-advice

Don’t be worried, Blankit is here

How Much is this going to cost? myblankit can help.

The economic impact on one’s insurance premium varies significantly among different types of violations and among different states. It is important to trust an agent with the experience in the state in which you live. You can rest assured that Blankit is well versed in all of your insurance questions and needs throughout Florida. We can also help in other states.

What You Can Do to Help Reduce Premiums?

  • Focus on safe driving. Above all, drive carefully! According to the Insurance Information Institute, the better your driving record is, the lower your premium may be.
    • Even if you’ve had one speeding ticket, avoiding more may help to keep your car insurance costs lower.
  • Consider changing your coverage. If your car insurance premiums have increased, you may be able to reduce those costs by changing your coverage.
    • Whether this option is right for you will depend on your personal insurance needs. Blankit can provide more information to help you make a decision about your insurance coverage.
  • Take a safe driving course. In some states, you may also be able to reduce your premium by taking a defensive driving or accident prevention class.
    • For example, an approved Defensive Driving Course earns Florida drivers an auto insurance discount, whether it is a Basic Driver Improvement Course (for drivers not yet 55 years-old) or a Mature Driver Program (for drivers 55 and above).
      • You will be entitled to a certain amount of premium reduction under Defensive Driver Discount – or equivalent discount of different name depending on your insurer – as it is your legal right to receive one. Alternatively, you can also take the class to reduce the number of traffic points on your record.

We here at Blankit believe with education comes less fear. If you know how your policy will be impacted with different occurrences, you should be able to sleep well at night knowing Blankit has you protected. Contact us today even if your policy isn’t with us for more information. Blankit is here for you, drive safe and don’t text and drive.

 

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