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Payment Refund Order #D01-9294635-404748 BIG PAY DAY?

You just got a big refund in your account! Do you remember the transaction? Did you check? Don’t just Click

The email, which looks like it’s genuinely from Amazon, tricks customers into thinking there is a problem processing their order or asks them to log in to change details on their account. It then asks you to click on a link and confirm your account details. The phishing scam then collects up your personal information – giving fraudsters access to your personal and financial information.

An Amazon spokesperson said: “These can look similar to real Amazon emails but often direct the recipient to a false website where they might be asked to provide account information such as their email address and password combination.”

 What not to do:

  • Look for grammatical and spelling errors; fraudsters are notoriously bad at writing proper English. If you receive a message from a “friend” informing you of a freebie, consider whether it’s written in your friend’s normal style.
  • If you’re invited to click on an URL, hover over the link to see the address it will take you to – does it look genuine?
  • To be on the really safe side, don’t click on unsolicited links in messages, even if they appear to come from a trusted contact.
  • Be careful when opening email attachments too. Fraudsters are increasingly attaching files, usually PDFs or spreadsheets, which contain dangerous malware.
  • If you receive a suspicious message then report it to the company, block the sender and delete it.

Is it for real? 

If it looks suspicious at all, go directly to the websites main website and address any issues through there. Never confirm Username or Password information through any email link. Blankit is here to help you stay secure, whether personal or business, we have Cyber liability policy’s to cover any breach of you or your clients information. Contact Blankit today for an explanation of these Cyber Plans.

How to tell: https://www.amazon.com/gp/help/customer/display.html?nodeId=15835501

NEW VIDEO: Warning Florida Homeowners of Abuse

Florida homeowners are being targeted by dishonest home repair vendors, roofers and water mitigation companies who team up with shady trial lawyers to take advantage of them. The goal of these bad actors is to convince Floridians to sign Assignment of Benefits (AOB) contracts, where they can make unnecessary repairs and collect on an inflated bill from the insurer. But be aware, because inflated bills for repairs can affect what your insurers charge for coverage when renewing a homeowners’ policy. Further, if the insurer questions the unnecessary repairs, they get slapped with a lawsuit, all leading to potentially higher rates for Floridians.

We here at Blankit are committed to spreading the word of education and savings to our customers. We are here to answer all of your policy questions, even if your policy wasn’t procured through us. Our goal to gain your trust, not your policy. Contacts us today to make sure you are protected from any AOB abuse with the right policy. 

Help fight Fraud Today, be alert: http://www.fightfraud.today/

 

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Assignment of Benefits & how this affects me and my payment?

An Assignment of Benefits, or an AOB, is a document signed by a policyholder that allows a third party, such as a water extraction company, a roofer, or a plumber, to “stand in the shoes” of the insured and seek direct payment from the insurance company. It has become prevalent in water and roof claims across the state. This action allows third parties to go after payment directly without homeowner intervention. It may be your policy, but you may not be in control. Is this new?

No, AOBs have been a part of Florida’s marketplace for more than a 100 years. Yet, loopholes in the way it is being used in the marketplace are driving up costs for homeowners across the state due to unnecessary litigation associated with certain AOB claims. Per CFO Jeff Atwater, in 2006, “there were 405 AOB lawsuits across all 67 counties in Florida and in 2016, that number had risen to 28,200”. Homeowners could begin to see 10% rate increases per year going forward.

So what do I do? You make sure that your agent has clearly explained your policy to you and how this third party action may affect your claims, payouts or policy payments. We at Blankit Insurance Group are here to help you read, explain, and understand your policy, even if your policy wasn’t purchased with us. We are here for you, now for your policy.

For more information visit: floir.com/Sections/PandC/AssignmentofBenefits.aspx

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Did you know that the State can give insurers higher rate increases than they requested?