It is no surprise to Florida homeowners the property insurance market is deteriorating while rates are increasing, and quickly. Several domestic insurance companies have been liquidated, downgraded by the rating agencies, have been placed into rehabilitation by the state’s financial department, or have faced all three scenarios. While it is yet to be determined how […]
Cyber is only for online businesses or web stores taking online payments. FALSE Cyber liability coverage protects the business in the event it exposes any personally identifiable information. The protection ranges from liability (of course in case someone sues), regulatory compliance defense, IT forensics investigation, extortion of data, business interruption due to cyber event, repair/replacement […]
October 2017 Like many business owners, you’ve probably been required (at some point) to carry general liability, perhaps workers compensation insurance, and maybe business auto or liquor liability insurance depending on the size and type of business. But the largest risk exposure you face as a business owner, is actually managing your employee relationships. That’s […]
Whether you are a believer or a skeptic of the hype, the simple fact is that hurricane Irma caused massive devastation in Florida, and could have been even worse had the storm shifted in either direction. While a majority of Floridians only lost power, the damages will still amount into the billions. Our hearts go […]
